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BENEFITS
Auto
and Homeowners Insurance
Description
Liberty Mutual Insurance Company and AFGE have joined
forces to provide member-only special group rates for
auto, homeowner, apartment and condominium insurance.
This means that members can save money.
Vendor
Liberty Mutual Group
Park 80 Plaza East
Saddle Brook, NJ 07663
Eligibility
All current dues-paying members of AFGE, their spouses
and driving-age dependents living at home.
Features
*
Convenient payment of premiums through personalized
checking account deduction or direct home billing.
* No finance charges if monthly payment option is
selected.
* No down payment required when personal checking
account option is chosen.
* Special group discounts for AFGE members wherever
states allow.
* Choice of dealing with a local service office or
a centralized insurance counseling center.
* 450 Liberty Mutual offices across USA and Canada.
* Annual policies at guaranteed rates.
* 24-hour emergency roadside assistance for auto policyholders.
Service applies only to auto policyholder.
* 24-hour claims service.
* Contractor Network Referral Program -- guarantees
the work of Liberty approved contractor for 3 years.
* Drive-in appraisal centers authorized to settle
claims on the spot and write a check up to $10,000.
Auto
Insurance Discounts
*
Multi-car: A member may qualify for this discount
if he or she insures more than one car with Liberty.
* Safe Driver: A members may qualify for this discount
if he or she is over 21 years of age and has had no
traffic violations and no accidents in the last 40
months.
* Passive restraint: A member may qualify for this
discount if his or her car has motorized safety belts
and one or more air bags.
* Anti-lock: A member may qualify for this discount
if his or her car has a factory-installed anti-lock
brakes.
* Anti-theft Devices: A member may qualify for this
discount if his or her car has an anti-theft device.
Home
Insurance Discounts
*
Multi-policy: A member may qualify for this discount
on a home policy when he or she insures both his or
her car and home through Liberty.
* Protective Devices Discount: A member may qualify
for this discount if his or her home has smoke alarms/deadbolts/fire
extinguishers, fire alarms, burglar alarms or sprinklers.
* New Home Credit: A member may qualify for this credit
if his or her home was built within the last eight
years.
Geographic
Restrictions
State laws prohibit discounted auto insurance in the
following states: TN, MS, LA, NY. Not available in Puerto
Rico, Guam or the Virgin Islands.
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